/* BASIC */
* {
    margin:0px ; padding:0px ;
    font-family: '맑은 고딕', 'Malgun Gothic', 'Arial', 'dotum', Helvetica, sans-serif ;  
	font-size:14px ; color:#696969	}
	
img {border:0px}

/* TEXT */
.ti {text-align:justify ; line-height:22px }
.ti sup {line-height:16px }
.point1 sup {line-height:14px }

.st1 , .st2 {color:#23466a }
.st1 , .st2 , .st3 {font-weight:bold}
.st1 {font-size:22px ; padding-bottom:20px} 
.st2 {font-size:18px ; padding-bottom:10px}  
.st3 {font-size:16px ; padding-bottom:10px ; color:#696969 ; line-height:24px;}
.st4 {color:#23466a ; font-weight:bold ; text-decoration:underline}
.st5 {color:#23466a ; font-weight:bold ; padding-bottom:5px}


/* MARING+PADDING */
.mb5 {margin-bottom:5px}
.mb10 {margin-bottom:10px}
.mb15 {margin-bottom:15px}
.mb20 {margin-bottom:20px}

.ml5 {margin-left:5px}
.ml10 {margin-left:10px}
.ml15 {margin-left:15px}
.ml20 {margin-left:20px}

.pb5 {padding-bottom:5px}
.pb10 {padding-bottom:10px}
.pb15 {padding-bottom:15px}
.pb20 {padding-bottom:20px}

.pl5 {padding-left:5px}
.pl10 {padding-left:10px}
.pl15 {padding-left:15px}
.pl20 {padding-left:20px}

/* IMG */
.img_left  {float:left  ; padding:0px 20px 10px 0px}
.img_right {float:right ; padding:0px 0px 10px 20px}
.img_txt { text-align:center ; font-size:12px ; line-height:20px ; font-weight:bold ; padding-top:5px}

.ref_title {margin:0px ; padding:0px ; text-decoration:none ; font-size:11pt ; border-bottom:solid 1px #d7d7d7 ; padding-bottom:3px ; margin-bottom:15px}
.point1 {padding-left:14px ; margin-bottom:5px ; background:url(../img/b_point.gif) no-repeat 5px 9px ; text-align:justify ; line-height:22px}
.point2 {padding-left:14px ; margin-bottom:5px ; background:url(../img/b_point.gif) no-repeat 5px 11px ; text-align:justify ; line-height:22px}
.bar {padding-left:14px ; margin-bottom:5px ; background:url(../img/bar.png) no-repeat 5px 10px ; text-align:justify ; line-height:22px}



/* BOX */
.bBox {border:solid 1px #d7d7d7 ; background:#fff ; padding:0px ; margin:0px}